What is Investment Management?
Effective investment management starts with clearly defined financial goals. Once established, a tailored plan is created to work towards these objectives. This involves a careful evaluation of your investment options. While high returns are often desired, they typically correlate with increased risk. Conversely, low-risk investments generally offer lower returns. Most investors seek a balance between the two. A crucial factor influencing risk tolerance is your investment time horizon. Long-term investors can potentially absorb greater market fluctuations, while short-term goals may necessitate a more conservative approach.
Our Investment Approach: A Fiduciary Focus
Core Philosophy
At Menninger & Associates, we prioritize our clients' financial well-being above all else. As fiduciaries, we are legally bound to act in your best interest. Our investment philosophy is built on the pillars of diversification, customization, and active management. We believe in creating tailored portfolios that align with your unique financial goals, risk tolerance, and time horizon.
Risk Management and Preservation
We understand that investing involves risk. Our approach emphasizes risk management through careful asset allocation and diversification. By investing in a mix of mutual funds and ETFs, we aim to reduce portfolio volatility. Additionally, we prioritize capital preservation by adopting a conservative investment strategy in certain cases.
Research and Monitoring
Our investment decisions are backed by rigorous research and analysis conducted by our dedicated investment committee. We continually monitor market trends and economic conditions to make informed adjustments to your portfolio. While we strive to achieve optimal returns, we also recognize the importance of tax efficiency in maximizing your investment gains.
Long-Term Perspective
We believe in the power of long-term investing. Our strategic asset allocation approach is designed to help you reach your financial goals over time. It's important to note that past performance is not indicative of future results, and all investments involve risk.
For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Menninger & Associates, LPL Financial, nor any of its representatives may give legal or tax advice.
