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Fresh Finance Podcast


Get a fresh take on finance with Kyle Ryan, CFP and Thomas Elms, CFP. Fresh Finance is intended to educate the viewers on the many facets of financial planning through the lens of a pair of young CFPs. Not only do the pair discuss financial planning topics and strategies, but also current factors going on in the the world that directly affect the market.


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Episode #5 - Monthly Market Update: March 2022

In this weeks episode, Thomas and Kyle discuss their thoughts on what has been occurring in the markets since the start of 2022. With volatility spiking due to a myriad of factors such as geopolitical pressure, rapidly increasing inflation, and rising interest rates, it is important to keep a level head and stick to your long term investing plan.

This episode focuses on how investors can perceive changes in the market and reminds them to remain objective in their investing and not emotional. While it is not time to panic within investment portfolios, it is important to be mindful of changes in the economic cycle and how it may impact ones investments.

Episode 4 - Retirement Planning: It's Never Too Early

In this week’s episode, Thomas and Kyle discuss retirement planning and how it is never too early or too late to begin planning for retirement.

 Topics covered include different types of retirement plans that one can contribute to, understanding expenses before and into retirement, Social Security strategies, and much more.

Episode 3 - Cash Flow: Building Wealth & Reducing Debt

In this week’s episode, Thomas and Kyle talk about the base of Financial Planning, Cash Flow. It’s so important to understand what is coming IN and what is going OUT and balancing that in a way that has you saving, investing, and also enjoying your life in the present. 

It’s also important to understand what you want your cash flow to look like in retirement as well, because if you don’t have that nailed down, how are you actually measuring your progress towards being able to achieve a successful retirement?

Episode 2 - Investing 101: Account Types, Diversification, and Rebalancing                                           

On this weeks episode of Fresh Finance Thomas and Kyle talk about the most exciting part of the Financial Planning process; Investments.

There are so many important pieces to investment planning, but understanding the account types you can utilize, the importance of diversification, and setting a rebalancing strategy are a few of the key things to consider.

Episode 1 - Introduction to Fresh Finance

On the pilot episode of Fresh Finance, Thomas and Kyle introduce the show and some topics they will be covering on the podcast in episodes to come. 

Fresh Finance is hosted by Thomas Elms, CFP®, a Financial Advisor affiliated with LPL Financial and Kyle Ryan, CFP®, a Financial Advisor affiliated with Cetera Advisors. These two parties act separately. This podcast is only made for general educational purposes and should not be interpreted as Financial Advice.


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