DeMystiFi
with Nick DeVito, CFP
DeMystiFi with Nick DeVito, CFP® is a weekly financial planning show focused on cutting through complexity and making money topics simple, clear, and actionable. The goal is simple: demystify the world of personal finance so viewers can feel more confident and in control of their financial lives. Instead of jargon-heavy explanations or overwhelming strategies, DeMystiFi translates important financial concepts into straightforward, real-world guidance you can actually apply. Whether you’re building wealth, preparing for retirement, or just trying to get organized, the show helps you focus on what matters—and ignore what doesn’t.
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Episode #6 - How to Choose the Right Account for Your Child’s Future
Choosing the right account for your child’s future can play a major role in long-term financial success.
In this episode, Nick breaks down the differences between 529 plans, UTMA accounts, and brokerage accounts to help parents understand which option may best fit their family’s goals.
From tax advantages and investment flexibility to financial aid considerations and account ownership rules, this episode explores the pros and cons of each account type and how they can be used for college savings, investing, and long-term wealth building.
Episode #5 - Estate Planning Basics Explained (Wills, Trusts, Probate & More)
Insurance is one of the most overlooked pieces of a strong financial plan, yet it can have the biggest impact when life takes an unexpected turn.
In this episode, Nick breaks down the fundamentals of insurance planning and explains how the right protection strategies help safeguard your income, family, assets, and long-term financial goals.
Episode #4 - Estate Planning Basics Explained (Wills, Trusts, Probate & More)
In this episode, Nick breaks down the fundamentals of estate planning and why having a clear plan in place is one of the most important financial decisions you can make. Estate planning is not just for the ultra-wealthy. It is about protecting your family, your assets, and your wishes no matter where you are in life.
Many people delay estate planning because they think it is too complicated or something they can handle later. The reality is that failing to prepare can create unnecessary stress, confusion, and costly legal issues for the people you care about most.
Episode #3 - Investment Planning Tips: Choosing the Right Investments for Your Goals
"When it comes to investing it's not about picking winners, it's about making sure that your portfolio fits your needs, your time horizon, and your life."
In this episode, Nick breaks down the fundamentals of investment planning and why understanding how your money is allocated matters more than simply chasing returns. From stocks and bonds to cash reserves, every asset plays a specific role in building a strong financial foundation and long-term investment strategy.
Episode #2 - What Should You Expect in Retirement? | Retirement Planning Guide
Most people focus on the wrong question. “Will I have enough to retire?” The better question is, “What will my life actually look like in retirement?”
In this episode, Nick breaks down what to truly expect in retirement and why preparation goes far beyond just hitting a number. Retirement is not just a financial milestone. It is a major life transition that impacts your income, lifestyle, healthcare, taxes, and overall sense of purpose.
Episode #1 - Cash Flow Secrets: Where Your Money Is Really Going (And How to Fix It)
Most people ask the wrong question. “Where did my money go?” The better question is, “Why is my cash flow not working?”
In this episode, Nick breaks down the hidden forces behind your day-to-day finances and why even high earners still feel like they are falling behind. Cash flow is the foundation of every financial plan, yet it is often overlooked in favor of investing, net worth, and market returns.
all episodes can be found on youtube - click here!
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