Menninger & Associates Articles

Financial Planning Articles by Michael Menninger, CFP and Kyle Ryan, CFP, ChFC

Michael and the team are widely quoted in publications nationwide. Check out some articles on financial planning that they have been featured in.

*Topics discussed and disclosures displayed in articles dated prior to November 28, 2022 reflect the requirements from previous Broker-Dealers. Please see the footer of the website for how services are currently provided.

Best Classic Car Loans: Top Lenders and Tips for Financing

Compare classic car loan options and lender requirements while learning how interest rates, vehicle value, and repayment terms affect financing a collectible automobile.

Why Gold Can Lose Value and How to Protect Your Investments

November 12, 2025 Investment Insights Financial Planning Cash Management

Discover why gold prices can fall, including the impact of interest rates, inflation, the U.S. dollar, and market conditions, and learn how diversification and risk management can help protect your investment portfolio.

Debt Snowball Method 101: How to Become Debt-Free

August 27, 2025 Investment Insights Financial Planning Cash Management

Learn how the debt snowball method works, prioritize your smallest debts first, and build momentum toward becoming debt-free with practical budgeting strategies, consistent payments, and a step-by-step debt repayment plan.

The 9 Best Ways to Diversify Your Investment Portfolio

July 24, 2025 Investment Insights Financial Planning Cash Management

Discover nine ways to diversify your investment portfolio, including stocks, bonds, real estate, and alternative assets, to help manage investment risk, balance market volatility, and support your long-term financial goals.

Should You Cosign Your Child’s Student Loans? Weigh the Pros and Cons

May 30, 2025 College Planning Investment Insights Financial Planning Cash Management

Understand the pros and cons of cosigning your child's student loans, including credit implications, repayment responsibilities, and ways to evaluate the financial risks.

Can You Own Crypto in a Roth IRA?

April 22, 2025 Investment Retirement Funding Insights Financial Planning Cash Management

Learn whether cryptocurrency can be held in a Roth IRA, how self-directed retirement accounts work, and what investors should consider about fees, taxes, and investment risks.

How Does Rent-to-Own Work? Understand the Process, Pros and Cons, and When It’s Right for You

February 18, 2025 Investment Insights Estate Planning Financial Planning Cash Management

Understand rent-to-own home agreements, including lease conditions, purchase options, upfront costs, and potential risks before committing to a path toward homeownership.

Annuities: Pros and Cons

August 18, 2019 Investment Retirement Funding Insights Financial Planning Cash Management

Credit KarmaUnderstand the advantages and disadvantages of annuities, including potential retirement income, fees, liquidity restrictions, and risks to consider when planning for retirement.

A Beginner's Guide to Budgeting

December 12, 2018 Investment Insights Financial Planning Cash Management

Discover budgeting basics for beginners, including how to track income and expenses, set savings goals, manage spending, and create a practical monthly budget.

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