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Financial Planning: Explained

Episode Guide


Watch episodes of Financial Planning: Explained by Michael Menninger, CFP for educational and unique approaches to financial planning. Financial planning is influenced by all aspects of your life. Learn how major milestones and everyday events can affect your financial future. Contact Menninger & Associates to learn more!

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Episode #49: Kyle Ryan, CFP & Ryan Keefe - Financial Planning Q&A Part 4                                             

       

On this week's on Financial Planning: Explained, host Michael Menninger, CFP joined again by Kyle Ryan, CFP and Ryan Keefe. Ryan and Kyle are junior staff members at Menninger & Associates financial planning, and are answering more questions that were asked by our audience.

In the second part of this four part Q&A series, the trio talks about the right time to take social security, investment allocations by age, and tax write offs.

Financial planning q&a part 4 episode wrap up (1:59)

         



Episode #48: Kyle Ryan, CFP & Ryan Keefe - Financial Planning Q&A Part 3

This week on Financial Planning: Explained, host Michael Menninger, CFP is once again joined by Kyle Ryan, CFP and Ryan Keefe. Ryan and Kyle are junior staff members at Menninger & Associates financial planning, and are back to answer more financial planning questions as the first two-part series received such a great response.

In the first part of this new four part Q&A series, the guys discuss how to select 401(k) investment options, the retirement plans available to small business owners, and recouping your investment from disastrous medical bills.

Financial planning q&a part 3 episode wrap up (3:22)



Episode #47: Bryan Adler, Esq. - Long-Term Elder Care

This week on Financial Planning: Explained, host Michael Menninger, CFP welcomes back the shows inaugural guest, Bryan Adler. Bryan is a Certified Elder Law Attorney (CELA) and Managing Partner at Rothkoff Law Group where his practice advises and counsels clients in the areas such as: elder law, life care planning, asset protection, veterans’ benefits, and many others.

In the previous episode, Bryan and Mike discussed Elder Law specifically, where today they are talking about Long-Term Elder Care. There are many facets involved with Long-Term Elder Care, which the two discuss. Bryan's firm happens to accommodate the various factors which people either don't realize or overlook when it comes to Long-Term care.

Long-Term Elder Care episode wrap up (2:10)



Episode #46: Jack Linvill, CFP - Long-Term Care Planning

On this week's episode of Financial Planning: Explained, host Michael Menninger, CFP chats with Jack Linvill, a retired Long-Term Care Planner. 

Jack and Mike cover the origins of how Jack became a long-term care planner, some examples of individuals who need to plan for long term care, the costs incurred for care, and things that families should consider when planning for potential long term care needs.

Long Term Care Planning Episode Wrap Up (3:00)



Episode #45: Mike Yurcho - Restaurant Ownership, Business Development, and Challenges Faced

This week on Financial Planning: Explained, host Michael Menninger, CFP and guest host Kyle Ryan, CFP sit down with Mike Yurcho. Mike is an owner and developer of multiple Panchero's Mexican Grill stores in the New Jersey area.

Mike discusses the origins and challenges of developing a franchise in two of the most difficult eras in modern history; the 2008 recession and the 2020 pandemic.

Restaurant Ownership, Business Development, and Challenges Faced episode wrap up (1:50)



Episode #44: Steve Goodman, CPA - Business Succession Planning For Your Business

On this week's episode of Financial Planning: Explained, host Michael Menninger, CFP and guest host Kyle Ryan, CFP welcome Steve Goodman. Steve is a Certified Public Accountant (CPA), and the President & Chief Executive Officer of SHG Planning.

Steve, Kyle, and Mike discuss the importance of succession planning for your business. Many business owners overlook or simply wait too long to design a business succession plan. The unfortunate reality is, people don’t plan to fail, they fail to plan.

business succession planning for your business episode wrap up (3:00)



Episode #43: Shellee Howard - College Ready: Planning & Strategy Part II

This week on Financial Planning: Explained, host Michael Menninger, CFP and guest host Kyle Ryan, CFP are joined once again by Shellee Howard. Shellee is the Founder and CEO of College Ready and CR Tutoring and Test Strategies. 

In part two of this College Ready series, the trio continues the discussion of college preparedness. Topics covered include: FAFSA and other financial aid avenues, EFC calculators, and choosing the right school based on financial aid.

College Ready: Planning & Strategies Part II episode wrap up (2:56)



Episode #42: Shellee Howard - College Ready: Planning & Strategies Part I

On this week's episode of Financial Planning: Explained, host Michael Menninger, CFP and guest host Kyle Ryan, CFP kick off a two-part series on college readiness. Mike and Kyle welcome Shellee Howard to the show this week. Shellee is the Founder and CEO of College Ready and CR Tutoring and Test Strategies. She is also a Certified Independent College Strategist and a best-selling author.

The trio discuss Shellee's journey as a mother of four, to help her children graduate debt free. This quickly blossomed into her own business, College Ready. They also discuss how young students can identify extracurricular activities that can set them apart from their peers.


College Ready: Planning & Strategies Part I episode wrap up (2:05)



Episode #41: Herb Morgan - Current State Of The Market

This week on Financial Planning: Explained, host Michael Menninger, CFP welcomes Herb Morgan. Herb is the Sr. Managing Director and Chief Investment Officer of Efficient Market Advisors. With 34 years of investment experience, Herb has been interviewed by Forbes, CBS Market Watch, and The Wall Street Journal to name a few. He has also been a guest on Fox News and CNBC television.  

Herb and Mike cover multiple key and timely topics regarding the economy. They discuss the current supply and demand imbalance and its impact on inflation and interest rates, the current crisis taking place in Afghanistan, and how these events could impact the stock markets.  Herb also provides his opinion on the value of the US stock market and if he thinks its overpriced.

Current state of the market episode wrap up (2:29)



Episode #40: Kyle Ryan, CFP & Ryan Keefe - Financial Planning Q&A Part II

On this weeks episode of  Financial Planning: Explained, host Michael Menninger, CFP continues the conversation with Kyle Ryan, CFP and Ryan Keefe. Kyle and Ryan are junior advisors at Menninger & Associates Financial Planning.

This week, the team discusses topics like how to choose the right financial planner for you, tax returns, and when is the best time to sell a stock/investment.

Financial planning q&a part II episode wrap up (1:16)



Episode #39: Kyle Ryan, CFP & Ryan Keefe - Financial Planning Q&A Part I

This week on Financial Planning: Explained, host Michael Menninger, CFP sits down with Kyle Ryan, CFP and Ryan Keefe. Kyle and Ryan are junior advisors at Menninger & Associates Financial Planning.

The trio addresses commonly asked questions that financial planners face every day. From investing to 401(k) and even insurance, they touch on important topics that we face every day.

financial planning Q&A Part I episode wrap up (2:35)



Episode #38: Sarah Holden - Retirement & Investor Research

On this weeks episode of Financial Planning: Explained, host Michael Menninger, CFP is joined by Sarah Holden, PhD. Sarah is the Senior Director of Retirement & Investor Research at the Investment Company Institute.

Sarah and Mike discuss the importance of choosing which particular funds to invest in when it comes to retirement. They also discuss the process of reacting to the SEC and rule changes as it pertains to mutual funds and exchange traded funds.

retirement & investor research episode wrap up (1:41)



Episode #37: David Bardsley - Becoming Financially Independent

This week on Financial Planning: Explained, host Mike Menninger, CFP welcomes Dave Bardsley. Not only is Dave is a District Sales Manager at Johnson Controls, but he is also a client of Mikes.

Dave and Mike examine financial planning & wealth management through the eyes of a client. They also delve into the importance and journey of becoming financially independent.

becoming financially independent episode wrap up (0:58)



Episode #36: Devon McCrossin - Business Website Design & SEO

On this weeks episode of Financial Planning: Explained, host Mike Menninger, CFP is joined by Devon McCrossin. Devon is a Partner at Boomtown Internet Group.

Devon and Mike discuss building a website for businesses, as well as the importance of search engine optimization (SEO) no matter how big or small a business is.

business website design & seo episode wrap up (2:11)




Episode #35: Nick Lensander - Digital Marketing Strategy & Creating Content

This week on Financial Planning: Explained, host Mike Menninger, CFP sits down with Nick Lensander. Nick is the founder of Lenk Media based out of Santa Barbara, California.

Nick and Mike talk about digital marketing strategy and creating content, and the importance of businesses in any industry utilizing social media.

digital marketing strategy & creating content episode wrap up (2:39)



Episode #34: Tim Menninger - Operating System Architecture

On this weeks episode of Financial Planning: Explained, host Mike Menninger, CFP welcomes a very unique guest, his son, Tim Menninger. Tim is an Embedded Software Engineer at Green Hills Software in Santa Barbara, California.

Tim and Mike discuss the importance of the operating system, how much it is used in day to day life, and even a few stories from the old days.

operating system architecture episode wrap up (2:15)



Episode #33: Bob Matje - Pharmaceutical Consulting

This week on Financial Planning: Explained, host Michael Menninger, CFP is joined by Bob Matje. Bob is a Pharmaceutical Professional at Remtech LLC.

Bob and Mike examine running a pharmaceutical plant as a plant manager, the process of patenting pharmaceutical drugs, and the value of a consultant in any industry.

pharmaceutical consulting episode wrap up (1:51)



Episode #32: Sean Montague - Building Pharmaceutical Facilities

On this weeks episode of Financial Planning: Explained, host Michael Menninger, CFP is joined by Sean Montague. Sean is the Director of Global Engineering Solutions at Merck & Co. Pharmaceuticals.

Sean and Mike discuss leading construction management and safety in the Southeast (which is Sean's territory), adjusting pharmaceutical life during a pandemic, and the importance of prioritizing the patient/client.

building pharmaceutical facilities episode wrap up (1:22)



Episode #31: Mike Eckenrode - Personal Retirement and Golf Course Management


This week on Financial Planning: Explained, host Michael Menninger, CFP is joined by Mike Eckenrode. Mike is a retired land surveyor with Hanover Engineering Associates, Inc. Partially enjoying full retirement, Mike now spends his days as a groundskeeper at Fox Hollow Golf Club.

Mike and Mike discuss financial planning tactics upon entering retirement, as well as the intricacies of surveying land, while making golf courses harder than they already are.

personal retirement and golf course management episode wrap up (2:26)



Episode #30: Mark Bostwick - How Credit Unions Differ From Traditional Banks

On this weeks episode of Financial Planning: Explained, host Michael Menninger, CFP welcomes Mark Bostwick. Mark is the Vice President of Business Development for Police and Fire Federal Credit Union.

Mark and Mike discuss refinancing mortgages at a lower rate. They compare the pros and cons of using traditional lenders to that of credit unions, which many people are unaware of.

how credit unions differ from traditional banks episode wrap up (1:33)



Episode #29: Mike Guman - Former NFL RB Turned Investment Consultant

This week on Financial Planning: Explained, host Michael Menninger, CFP is joined by Mike Guman. Mike spent his college years as a running back for The Penn State Nittany Lions, before getting drafted into the NFL and spending nine seasons with the Los Angeles Rams.

Mike is currently a Senior Advisor Consultant of the Pennsylvania Region with Invesco. Aside from reliving glory years on the gridiron, Mike and Mike discuss investments in the current market.

former nfl rb turned investment consultant episode wrap up (2:08)



Episode #28: Mike Harvey - Understanding Mortgages

Are you aware of all the facets that go into a mortgage?

This week on Financial Planning: Explained, Mike is joined by Mike Harvey. Mike is a Mortgage Professional and co-owner of Vantage Point Financial Group.

In this episode, Mike and Mike discuss everything from programs for first time home buyers to interest rates of investment properties vs primary homes.

understanding mortgages episode wrap up (1:34)



Episode #27: Randy Steen, Esq. - Planning for Proposed Estate Tax Law Changes

On this weeks episode of Financial Planning: Explained, host Michael Menninger, CFP welcomes Randy Steen, Esq. to the show. Randy is the President at the Law Office of Randy Hope Steen, Ltd.

Randy and Mike discuss the potential tax law changes as it pertains to Estate Planning. They also touch on the best ways to approach these changes as they evolve.

planning for proposed estate tax law changes episode wrap up (1:27)



Episode #26: Michael Cellucci - Understanding Property & Casualty Insurance

This week on Financial Planning: Explained, Mike is joined by Mike Cellucci.  Mike is the owner of Cellucci Foran Insurance, Inc., located in Springfield, PA, where Mike focuses on Property and Casualty insurance.  

The two Mike’s review who may need property casualty insurance and what options do you have when applying for insurance.

Understanding Property & Casualty Insurance episode wrap up (1:17)



Episode #25: Anthony Natale - Running A Restaurant During Covid

This week on Financial Planning: Explained, Mike is joined by the Owner of Anthony’s Italian Restaurant in Malvern, Anthony Natale.  

Mike and Anthony discuss what it was like owning a restaurant during covid, what Anthony’s did to make it through the pandemic, and what he would change if he had to do it all over again.

Running a restaurant during covid episode wrap up (1:41)

     



Episode #24: Kyle Ryan, CFP - First Time Homebuyers

"What should I know about buying my first home?"

This week on Financial Planning: Explained, we cover the intricacies of buying your first home, through the eyes of a first time home buyer. Host Michael Menninger, CFP is joined once again by Kyle Ryan, CFP, an associate at Menninger & Associates.

Buying your first home can be intimidating, here are a few tips and tricks you should know before making the largest purchase of your life.

First Time Homebuyers episode wrap up (2:17)


Episode #23: Kyle Ryan, CFP - Traditional vs. Roth 401(k)

One of the most often asked questions of financial planners is, "Should I contribute to a Traditional or a Roth 401(k)?"

                                                                                                                              On this weeks episode of Financial Planning: Explained, we cover contributing to Traditional or a Roth 401(k). Host Michael Menninger, CFP is joined by Kyle Ryan, CFP, an associate at Menninger & Associates.

Although it depends on your unique financial situation that determines whether you should contribute to a Traditional or Roth 401(k), Mike and Kyle draw out many of the determining factors.

Traditional vs. Roth 401(k) episode wrap up (2:00)


Episode #22: Michael Egan, ChFC - Business Succession Planning

Business succession planning is an important part of operating a business, especially for small-business owners and owners who are nearing retirement.

This week on Financial Planning: Explained, host Michael Menninger, CFP welcomes Michael Egan, ChFC. Michael Egan is the founder of JME Financial Services, before merging with Menninger & Associates in 2019.

By making business succession arrangements early, owners help make a smooth transition and minimize any negative effects of their departure on the company.

Business Succession Plan episode wrap up (1:22)


Episode #21: Sarinia Feinman, Esq. - Family Law: Divorce and Custody Part II

Divorce can be one of the hardest things in life to go though.

On this weeks episode of Financial Planning: Explained, we cover part two of our series on Family Law. For the second week, we are joined by joined by Family Law attorney, Sarinia Feinman, Esq. Sarinia is a Partner at Vetrano Vertrano & Feinman.  

This week, Sarinia and Mike discuss alimony, post divorce issues, and tie both segments back into how it pertains to financial planning. The fear of not knowing what the next phase of life will look like can be intimidating, but we hope this insight will give a little ease to the divorce process.

Family Law: Divorce and Custody Part II episode wrap up (2:02)



Episode #20: Sarinia Feinman, Esq. - Family Law: Divorce and Custody Part I

Divorce can be a terrible experience.

This week on Financial Planning: Explained, we tackle a two-part series on Family Law. For the next two weeks, Mike will be joined by Family Law attorney, Sarinia Feinman, Esq. Sarinia is a Partner at Vetrano Vertrano & Feinman. 

Sarinia and Mike discuss the multitude of considerations when it comes to a divorce and custody, while still trying to maintain an amicable environment. The fear of not knowing what the next phase of life will look like can be intimidating, but we hope this insight will give a little ease to the divorce process.

Family Law: Divorce and Custody episode wrap up (1:19)


Episode #19: Matt Mark - College Sports & Recruiting Part II

In part two of our college sports series, Mike sits down with Matt Mark. Matt is the former head baseball coach at Caltech, and is currently the director of sales for SunnyMac Solar.

Matt and Mike discuss the college recruiting process through the eyes of a coach as well as the transition to solar power and its benefits.

College sports & recruiting Part II episode wrap up (2:16)



Episode #18: Mark Davis, Esq. - College Sports & Recruiting Part I

         

We're very excited to announce our three part college sports series, where we will be discussing the process of recruiting and the transition into college sports.

In part one we welcome Mark Davis, a successful Defense Attorney and former Major League Baseball player from Pasadena, California.

Mark and Mike discuss criminal law, college recruiting, and dog days in the big leagues.

College sports & recruiting Part I episode wrap up (2:15)


Episode #17: Michael Menninger, CFP - Understanding Social Security Part II

Are you or someone you know approaching Social Security age?

If so, this episode is a must watch as it covers the summary of the benefits in detail.  This episode provides a detailed calculation of your social security benefit and when you should consider taking it.

Be sure to share this video with friends and family that could benefit from this relevant information as they near retirement. 

Understanding social security part II episode wrap up (2:02)



Episode #16: Michael Menninger, CFP - Understanding Social Security Part I

This week on Financial Planning: Explained, host Michael Menninger, CFP® introduces Social Security. This is a two part series that provides an in-depth analysis on understanding how Social Security works and the benefits of the system.

Part I gives a broad overview of how Social Security works, where Part II investigates the specifics in great.

Understanding social security part I episode wrap up (2:38)



Episode #15: Nick Kennedy, CFP® - 401(k) & Retirement Plans

 

In this weeks episode of Financial Planning: Explained, host Michael Menninger, CFP® sits down with Nick Kennedy, CFP®. Nick is the Regional Vice President for Ameritas Retirement.

Nick and Mike dive deep into the retirement plan process, and discuss strategies to maximize retirement outcomes.

401(k) & Retirement Plans episode wrap up (1:26)


Episode #14: Courtney Dolaway, Esq. - Trusts

This week on Financial Planning: Explained, host Michael Menninger, CFP® welcomes Courtney Dolaway, Esq. Courtney is a partner at Flaster Greenberg PC, and oversees the Trusts & Estate department.

Courtney and Mike explore the many different facets that are involved when it comes to Trusts.

Trusts episode wrap up (1:32)



Episode #13: Cindy Axelrod & Kyle Ryan, CFP - Temple Financial Planning Program

On this weeks episode of Financial Planning: Explained, host Michael Menninger, CFP® sits down with Cindy Axelrod, CFA and Kyle Ryan, CFP®.

Cindy is the Director of the Financial Planning Program at Temple University's Fox School of Business. Kyle is a Financial Planner at Menninger & Associates and a recent graduate from the Temple Financial Planning Program. Tune in as the trio talks about the process students go through to become a Financial Planner, and the transition into the business world.

Temple Financial Planning Program episode wrap up (2:23)



Episode #12: Stacey McConnell, Esq. - Estate Administration

This week on Financial Planning: Explained, host Michael Menninger, CFP® welcomes Stacey McConnell, Esq. Stacey is an Attorney and head of the Estate and Trust department at Lamb McErlane PC.  

Stacey and Mike discuss topics ranging from executors handling an estate, to steps to help your administration after death.

Estate Administration episode wrap up (1:32)



Episode #11: Michael Menninger, CFP - Retirement Planning & Distribution

In this weeks episode of Financial Planning: Explained, host Michael Menninger, CFP® discusses Retirement Planning & Distribution. Topics discussed include: cumulation of assets and what people do when it comes to their 401(k) or pension.

Retirement Planning & Distribution wrap up (1:18)



Episode #10: Michele Leahy - Disability Life Planning


This week on Financial Planning: Explained, host Michael Menninger, CFP® welcomes Michele Leahy. Michele is a disability life planner, and owner of Leahy Life Plan.

Michele and Michael discuss topics including, home community based services for people who are born disabled as well as how to navigate people with disabilities to their federal benefits.

Disability life planning episode wrap up (1:24)



Episode #9: Steve Potts, Esq. - Special Needs Planning

On this weeks on Financial Planning: Explained, host Michael Menninger, CFP® sits down with Steve Potts, Esq. of Herr Potts & Potts.

Steve and Michael discuss Special Needs Planning as it relates to Estate Planning. Topics covered range from potential government benefits to setting up trusts for people with special needs.

Special needs planning episode wrap up (1:54)



Episode #8: Ed Bernhard, Car Dealership Owner - Car Purchases

This week on Financial Planning Explained, host Michael Menninger, CFP® welcomes Ed Bernhard, a retired car dealership owner.

Ed and Michael discuss various topics from owning vs. leasing a car, to the auction process of automobiles.

Car Purchases episode wrap up (1:31)



Episode #7: Michael Menninger, CFP - Fundamentals of Estate Planning

In this weeks episode of Financial Planning Explained, Michael Menninger, CFP® discusses the fundamentals of Estate Planning. He provides an overview of the estate administration process, common pitfalls often encountered, how estates are taxed and strategies to improve estate efficiency.

Estate Planning episode wrap up (1:45)


Episode #6: Kevin Stegena, Broker - Mortgages


This week on Financial Planning Explained, host Michael Menninger, CFP® welcomes Kevin Stegena, mortgage broker and owner of Lending Capital Mortgage LLC.

Kevin and Mike review the current interest rate environment and the impact it has on mortgages and refinancing.

Mortgages episode wrap up (1:36)


Episode #5: David Cary, Realtor - Real Estate

This week on Financial Planning Explained, Michael Menninger, CFP® welcomes Real Estate agent David Cary. David is a senior realtor with Salomon Realty, LLC. In 2018, David was named Best of Bucks County for real estate agents.

David and Mike discuss the current state of the real estate market, the impact of COVID on interest rates, staging, and other things to consider when buying or selling a home.

Real Estate episode wrap up (2:20)



Episode #4: Michael Menninger, CFP - Tax Planning Part II

In this weeks episode of Financial Planning Explained, host Michael Menninger, CFP® covers part two on Tax Planning. After reiterating the foundation of the tax system, Michael uncovers some interesting and unique Tax Strategies.

Tax planning part II episode wrap-up (2:15)


Episode #3: Michael Menninger, CFP - Tax Planning Part I

In episode three of Financial Planning Explained, Michael Menninger, CFP® discusses the first half of a two part series on Tax Planning as it pertains to Financial Planning as a whole. In part one, he discusses the foundation and fundamentals of how the tax system works.

Tax Planning Part I episode wrap-up (3:19)



Episode #2: Adam Peltzman, RHU  -  Medical & Health Insurance

In the second episode of Financial Planning: Explained, our host Michael Menninger, CFP® is joined by medical and health insurance expert, Adam Peltzman, RHU. Adam is the CEO of Health & Benefits Partners located in East Norriton.

Mike and Adam discuss how to navigate the open enrollment period, the Affordable Care Act, group insurance and how it all relates to Financial Planning.  Watch a short clip of the episode as Mike correlates Medical & Health Insurance to Financial Planning:  

Medical & Health Insurance episode wrap-up (2:24)


Episode #1: Bryan Adler, Esq - Elder Law

In the first episode of Financial Planning: Explained, our host Michael Menninger, CFP® is joined by our first guest, Bryan Adler. Bryan is a Certified Elder Law Attorney (CELA) and Managing Partner at Rothkoff Law Group where he dedicates his elder law practice to advising and counseling clients in the areas of elder law, life care planning, asset protection, veterans’ benefits, estate planning, guardianships, and long term-care advocacy for both Pennsylvania and New Jersey residents.

Medical & Health Insurance episode wrap-up (2:24)



Pilot Episode: Al Cini - Introduction to Financial Planning

Check out the pilot episode of, Financial Planning: Explained! Our President and Principal, Michael Menninger, CFP® is joined by RVNTV host, Al Cini, to introduce the six fundamentals of Financial Planning as well as preview future shows.






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